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Highland runs uphill from San Bernardino to the base of the mountains, and what you pay depends more on how far north the street sits than on anything else.
Explore mortgage options in Highland, San Bernardino County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Homebuyers can also explore options available in nearby San Bernardino, Redlands, and Rialto. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
Foothill prices, tracked as they move
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
Get the insurance quote before the rate lock. Up here it can move the payment more than the rate does.
A planned community built through the old citrus groves, with dues and its own trails.
The main east-west street with the older housing stock behind it.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
Homebuyers in Highland weigh loan programs, neighborhood pricing, and lender fit before locking a rate.
As one of the communities that make up San Bernardino County in Southern California, Highland moves with county-wide lending trends while keeping its own inventory and pricing rhythm.
Highland buyers choose among conventional, FHA, VA, and jumbo paths — each with its own down-payment floor, credit expectations, and county loan limits.
Highland borrowers frequently compare options against nearby communities such as San Bernardino, Redlands, Rialto.
The current median list price in Highland is $532,500.
There are roughly 146 active listings available.
Updated 9/8/2026
San Bernardino Ca Highland is updated daily with practical mortgage guidance for this page.