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Live in the Dolphin & Whale Watching Capital with pristine beaches, luxury harbor marina, Monarch Beach resorts, and year-round coastal activities in this premier Orange County destination.
Explore mortgage options in Dana Point, Orange County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Homebuyers can also explore options available in nearby San Clemente, San Juan Capistrano, and Laguna Niguel. Get personalized rates and expert guidance from SRK Capital's local mortgage team.
Premier harbor town and whale watching capital with luxury beaches
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* Rates shown as of Mar 28, 2026, 2:13 PM PST and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2026 SRK CAPITAL INC.
Waterfront living with marina views, restaurants, and boardwalk
Luxury coastal estates near Waldorf Astoria resort and golf links
Hillside homes with panoramic ocean views and Lantern Bay Park
Clifftop properties with dramatic views and beach cave access
Beachfront community with direct sand access and coastal living
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
Discover mortgage opportunities in communities near Dana Point
Spanish Village by the Sea with stunning coastal lifestyle
Historic mission town with charming downtown and equestrian
Hillside community with ocean views and upscale neighborhoods
From harbor-view condos to Monarch Beach estates and Headlands clifftop homes, secure financing for your piece of Orange County's premier whale watching and beach paradise.
Updated 3/28/2026
Orange Ca Dana Point is updated daily with practical mortgage guidance for this page.