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The Grass Valley real estate market in Nevada County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Grass Valley residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Nevada County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Experience Gold Rush charm meets modern sophistication in Grass Valley, featuring Empire Mine history, downtown Mill Street culture, and scenic Sierra Nevada foothills just 60 miles from Sacramento.
Historic Gold Rush town with modern wine country sophistication
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* Rates shown as of 2/12/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2026 SRK CAPITAL INC.
Victorian homes near preserved 1850s buildings, art galleries, and the Del Oro Theatre
Golf course community with larger lots and mountain views in the pine forests
Rural residential area with acreage properties and scenic Sierra foothill landscapes
Gated community with private lake access, golf course, and country club amenities
Established neighborhoods near the golf course and Sierra Nevada Memorial Hospital
Discover mortgage opportunities in communities near Grass Valley
Artistic mountain town with Victorian architecture and festivals
Railroad heritage town with mountain living and Sierra access
Gateway to Gold Country with historic Old Town and outdoor trails
From historic Mill Street Victorians to Alta Sierra golf course estates and Brunswick Basin acreage, secure the perfect loan for your Gold Rush country dream home.