Question 1

How fast can a hard money loan close in American Canyon?

Accepted Answer

Many hard money loans close in 7–14 days. Speed depends on clear title and a clean appraisal.

Question 2

Do I need good credit to qualify?

Accepted Answer

Hard money lenders focus on the property, not your credit score. Most have flexible minimums compared to conventional lenders.

Question 3

What property types work for hard money in Napa County?

Accepted Answer

Single-family, multi-family, and mixed-use properties all qualify. The deal's value is what lenders evaluate.

Question 4

Can I use hard money to fund renovation costs?

Accepted Answer

Yes. Many programs include a rehab draw schedule. Funds are released as work is completed and inspected.

Question 5

What happens if my project runs over schedule?

Accepted Answer

Most lenders offer term extensions — for a fee. Plan your exit strategy before you close, not after problems arise.

Question 6

How does SRK CAPITAL find the best hard money program?

Accepted Answer

We compare programs across 200+ wholesale lenders. We match your deal type, timeline, and property to the right fit.

Hard Money Loans in American Canyon, CA