Question 1

Can I get a foreign national loan without visiting the US?

Accepted Answer

Some lenders allow remote closings. But most require you to appear in person or use a power of attorney.

Question 2

Do I need a US bank account to qualify?

Accepted Answer

Not always. Many lenders accept foreign bank statements. A US account helps but is rarely a hard requirement.

Question 3

What visa types qualify for foreign national loans?

Accepted Answer

Most non-immigrant visas qualify, including B-1 and B-2. Lender rules vary, so visa type must be confirmed upfront.

Question 4

Can I buy an investment property in American Canyon as a foreign national?

Accepted Answer

Yes. Investment and second-home purchases are both eligible. DSCR loans are also worth considering for rental properties.

Question 5

How long does a foreign national loan take to close?

Accepted Answer

Expect 45 to 60 days minimum. Document translation and foreign asset verification slow the process down.

Foreign National Loans in American Canyon, CA