The Gustine real estate market in Merced County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Gustine residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Merced County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Explore Gustine's unique blend of Portuguese culture, agricultural heritage, and proximity to San Luis Reservoir recreation in this growing Central Valley community.
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Portuguese Heritage Community Market Data
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* Rates shown as of 1/17/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
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Historic downtown area with Portuguese cultural heritage and traditional businesses
Heart of the Portuguese-American community near Our Lady of Miracles Church
Residential area named after cattle baron Henry Miller, founder of Gustine
Newer residential development with easy access to San Luis Reservoir recreation
Rural residential properties on larger lots surrounded by dairy farms and orchards
Discover mortgage opportunities in communities near Gustine
Recreation hub with San Luis Reservoir and world-record striped bass fishing
Portuguese heritage agricultural community with D.E.S. cultural center
Historic Yamato Colony with Foster Farms headquarters and sweet potato capital
Experience the unique culture, San Luis Reservoir recreation, and Bay Area accessibility that make Gustine special. Get pre-approved today for your Central Valley home.
