Question 1

How fast can a hard money loan close in Fairfax?

Accepted Answer

Many hard money lenders can fund in 5-10 business days. Having your property docs and scope of work ready speeds things up.

Question 2

What property types qualify for hard money in Marin County?

Accepted Answer

Single-family, multi-unit, and mixed-use properties all qualify. Distressed or uninhabitable properties are fine — that's the point.

Question 3

Do I need good credit to get a hard money loan?

Accepted Answer

No. Lenders focus on the deal and the collateral. A strong property and solid exit strategy matter far more than your credit score.

Question 4

What's a typical hard money loan term?

Accepted Answer

Most run 6 to 12 months. Some lenders offer 18-24 month terms for larger rehabs or new construction projects.

Question 5

Can I use hard money to buy and renovate in Fairfax?

Accepted Answer

Yes. Hard money covers acquisition and rehab costs in one loan. Your exit is typically a sale or a refinance into permanent financing.

Hard Money Loans in Fairfax, Marin County