Question 1

Do I need a US visa to get a foreign national loan in Fairfax?

Accepted Answer

Most lenders require a valid visa or proof of legal entry. Requirements vary by lender and country of origin.

Question 2

Can I buy a Fairfax home as a non-resident without US income?

Accepted Answer

Yes. Foreign national loans qualify you on foreign income and assets. US employment is not required.

Question 3

How much do I need to put down on a Marin County foreign national loan?

Accepted Answer

Expect 30-40% down at minimum. Some lenders go higher depending on your country and documentation.

Question 4

Are foreign national loans available for investment properties in Fairfax?

Accepted Answer

Yes. A DSCR loan may be a better fit for rentals. We can compare both programs for your situation.

Question 5

How long does it take to close a foreign national loan?

Accepted Answer

These loans take longer than conventional — typically 45-60 days. Document collection is the biggest variable.

Question 6

Can I get a foreign national loan if I have no US credit history?

Accepted Answer

Yes. Lenders use foreign credit reports or alternative documentation. No US credit score is needed.

Foreign National Loans in Fairfax, Marin County