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Palmdale builds aircraft at Plant 42 and houses a lot of people who drive over the pass every morning, and the housing is priced for both.
Explore mortgage options in Palmdale, Los Angeles County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
Antelope Valley prices, tracked as they move
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
Steady aerospace income and Antelope Valley prices go together well. Let us show you the number.
The blocks around the transit center, closest to the Metrolink platform.
A residential area beside the lake on the western side of the city.
Newer subdivisions near the regional mall and the shopping.
An established tract of family houses on the eastern side.
A residential neighborhood built around one of the city parks.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
Buying a home in Palmdale starts with matching the right loan program to the neighborhood you want and the payment you can carry.
Los Angeles County anchors this corner of Southern California's housing market, and Palmdale reflects it — lending volume, inventory, and price points here track the county while staying distinctly local.
Financing choices in Palmdale span conventional, FHA, VA, and jumbo structures, and the right fit depends on documentation, credit profile, and program-specific loan limits.
Palmdale borrowers frequently compare options against nearby communities such as Agoura Hills, Alhambra, Arcadia.
Updated 9/8/2026
Los Angeles Ca Palmdale is updated daily with practical mortgage guidance for this page.