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Avenal began as an oil camp and now runs largely on a state prison and the solar plants around it, which is why its income base differs from the farm towns nearby.
Explore mortgage options in Avenal, Kings County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
West-side prices at the bottom of the range
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
State pay qualifies cleanly and prices here are low. Let us show you what you can carry.
A short commercial row and the streets behind it hold most of the town.
The hills west of town carry the old oil ground and the solar fields.
The main road through Avenal runs past the schools and the newer housing.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
Buying a home in Avenal starts with matching the right loan program to the neighborhood you want and the payment you can carry.
Kings County anchors this corner of the Central Valley's housing market, and Avenal reflects it — lending volume, inventory, and price points here track the county while staying distinctly local.
Financing choices in Avenal span conventional, FHA, VA, and jumbo structures, and the right fit depends on documentation, credit profile, and program-specific loan limits.
Avenal borrowers frequently compare options against nearby communities such as Corcoran, Hanford, Lemoore.
The current median list price in Avenal is $248,926.
Properties are spending about 183 days on market.
Updated 9/8/2026
Kings Ca Avenal is updated daily with practical mortgage guidance for this page.