Question 1

Do I need to show income to get an investor loan in Wheatland?

Accepted Answer

Not on DSCR or hard money programs. The property's income or value does the qualifying — not your tax returns.

Question 2

What's the minimum down payment for a rental property here?

Accepted Answer

Most investor loan programs require 20-25% down. Some hard money lenders go higher depending on the deal.

Question 3

Can I use a DSCR loan for a fix-and-flip in Wheatland?

Accepted Answer

No. DSCR is for stabilized rentals. Fix-and-flip projects need hard money or a bridge loan instead.

Question 4

How fast can an investor loan close in Yuba County?

Accepted Answer

Hard money can close in days. DSCR loans typically take 2-4 weeks depending on the lender and appraisal.

Question 5

Does SRK CAPITAL work with first-time real estate investors?

Accepted Answer

Yes. We help investors at every stage find the right product. The deal structure matters more than your experience level.

Investor Loans in Wheatland, CA — Built for Real Deals