Question 1

Can I buy in Wheatland without a US credit score?

Accepted Answer

Yes. Most foreign national programs don't require US credit history. Lenders use alternative documentation like foreign bank statements instead.

Question 2

What visa types are accepted for these loans?

Accepted Answer

It depends on the lender. B1, B2, and investor visas vary by program. We match your visa type to lenders who will approve it.

Question 3

How much do I need to put down in Yuba County?

Accepted Answer

Plan for at least 25–30% down. Some lenders require more for rural California counties like Yuba.

Question 4

Are foreign national loans available for investment properties?

Accepted Answer

Yes, and that's the most common use case in Wheatland. Some lenders prefer investment over owner-occupied for foreign national borrowers.

Question 5

How do I show income without US tax returns?

Accepted Answer

Lenders accept foreign income documentation, bank statements, or asset reserves. Requirements vary by lender and country of origin.

Foreign National Loans in Wheatland, CA