Question 1

Do I need a down payment for a VA loan in Marysville?

Accepted Answer

No. VA loans allow zero down for eligible borrowers. That applies to Marysville purchases just like anywhere in California.

Question 2

Can I use a VA loan near Beale Air Force Base?

Accepted Answer

Yes. VA loans have no geographic restrictions. Active-duty members at Beale are among the most common VA borrowers we work with.

Question 3

What is the VA funding fee?

Accepted Answer

It's a one-time fee the VA charges to sustain the program. The amount depends on your down payment and prior VA loan use.

Question 4

Does my disability rating affect my VA loan?

Accepted Answer

Yes. A service-connected disability rating may exempt you from the funding fee entirely. Confirm your status before you close.

Question 5

How does a VA loan compare to FHA in Yuba County?

Accepted Answer

VA wins on down payment and monthly cost. No PMI and zero down beats FHA's 3.5% down plus monthly mortgage insurance.

Question 6

How long does a VA loan take to close in Marysville?

Accepted Answer

Typically 21-30 days with a prepared lender. VA appraisals can take longer, so starting early matters.

VA Loans in Marysville, CA — Zero Down for Veterans