Question 1

Can I get a foreign national loan without a US Social Security number?

Accepted Answer

Yes. These loans are specifically built for borrowers without SSNs. A passport and foreign bank documentation are the starting point.

Question 2

Do I need to be in the US to close the loan?

Accepted Answer

Not always. Some lenders allow remote or embassy closings. Ask early — it affects which lenders we can use for your file.

Question 3

Can I use this loan for a rental property in Marysville?

Accepted Answer

Yes. Foreign national loans work for investment properties. A DSCR loan may also be worth comparing for rental purchases.

Question 4

How long does a foreign national loan take to close?

Accepted Answer

Expect 30-45 days minimum. Manual underwriting and overseas document verification add time to the process.

Question 5

What countries are restricted from these programs?

Accepted Answer

Lenders maintain their own restricted country lists. OFAC-sanctioned countries are always excluded. We check this before submitting your file.

Foreign National Loans in Marysville, CA