Question 1

Can I get a foreign national loan without a US bank account?

Accepted Answer

Some lenders accept foreign accounts for reserves. But having a US account speeds up the process significantly.

Question 2

What visa types are accepted for foreign national loans?

Accepted Answer

B1, B2, and other non-immigrant visas are commonly accepted. Some lenders also lend to buyers with no US visa at all.

Question 3

Is Dinuba eligible for foreign national loan programs?

Accepted Answer

Most non-QM lenders cover Tulare County. However, rural or ag-zoned properties can limit which lenders will fund.

Question 4

How long does a foreign national loan take to close?

Accepted Answer

Expect 30–45 days minimum. Document translation and international verification add time compared to domestic loans.

Question 5

Can a foreign national buy a rental property in Dinuba?

Accepted Answer

Yes. A DSCR loan may actually be easier than a foreign national loan if the property generates rental income.

Foreign National Loans in Dinuba, CA