Question 1

How long does a bridge loan last in Dinuba?

Accepted Answer

Most bridge loans run 6 to 12 months. Some lenders offer extensions if your home hasn't sold yet.

Question 2

Do I make payments on a bridge loan?

Accepted Answer

Usually interest-only monthly payments. Some programs defer interest until the loan pays off at closing.

Question 3

Can I use a bridge loan on rural or ag property?

Accepted Answer

Some lenders will. Tulare County's ag properties require lenders that specialize in non-standard collateral types.

Question 4

What credit score do I need for a bridge loan?

Accepted Answer

Most lenders want 620 or higher. Equity and a strong exit strategy can offset a lower score with some programs.

Question 5

How fast can a bridge loan close in Dinuba?

Accepted Answer

Faster than conventional — often 10 to 15 business days. The timeline depends on title and property type.

Question 6

What happens if my home doesn't sell in time?

Accepted Answer

You'll need to refinance, extend, or sell quickly. Go in with a realistic sale timeline and a backup plan.

Bridge Loans in Dinuba, CA — Move Fast, Don't Miss the Deal