Question 1

Do I need to show personal income for a DSCR loan?

Accepted Answer

No. DSCR loans qualify based on the rental property's income. Your W-2 or tax returns are not required.

Question 2

What credit score do investor loans require?

Accepted Answer

Most DSCR and non-QM investor programs require 660 or higher. Some hard money lenders focus more on equity than credit.

Question 3

Can I finance multiple rental properties in Rohnert Park?

Accepted Answer

Yes. DSCR loans don't cap the number of financed properties. That's a major advantage over conventional financing.

Question 4

How fast can an investor loan close in Sonoma County?

Accepted Answer

DSCR loans typically close in 3-4 weeks. Hard money can close in under 2 weeks when the deal is straightforward.

Question 5

What down payment do I need for an investment property here?

Accepted Answer

Expect 20-25% down on most investor loan programs. Some bridge or hard money lenders may require more depending on the deal.

Investor Loans in Rohnert Park, CA