Loading
Loading
Rohnert Park sits in Sonoma County — one of the most recognizable regions in California for international buyers.
Wine country draws foreign investors year after year. Owning property here is both a lifestyle play and a real asset.
25-30%
Min Down Payment
Not always
US Credit Required
Non-QM / Portfolio
Loan Type
30-45 days
Typical Close Time
Foreign income OK
Income Source
Foreign National Loans in Rohnert Park
Foreign national loans are non-QM products. That means they sit outside standard Fannie Mae and Freddie Mac guidelines.
Most lenders require a valid passport, visa documentation, and proof of foreign income or assets. Down payments typically start at 25-30%.
Local decision guide
Use this guide to connect foreign national loans eligibility, lender expectations, and local market factors before comparing payment options in Rohnert Park.
Rohnert Park sits in Sonoma County — one of the most recognizable regions in California for international buyers.
Wine country draws foreign investors year after year. Owning property here is both a lifestyle play and a real asset.
Foreign national loans are non-QM products. That means they sit outside standard Fannie Mae and Freddie Mac guidelines.
Most retail banks won't touch foreign national loans. This is a wholesale and portfolio lender product almost exclusively.
At SRK CAPITAL, we work with 200+ wholesale lenders. Several specialize in foreign national programs with competitive terms.
The biggest deal-killer we see: buyers assume any lender will work. Foreign national loans require a very specific lender match.
Get your documents in order before making an offer. Passport, visa, two months of foreign bank statements, and a reference letter from your home country bank.
If you have an ITIN number, you may qualify for an ITIN loan instead — often with a lower down payment requirement.
DSCR loans are another option if you're buying an investment property. Income documentation matters less when the rental numbers work.
Rohnert Park is one of Sonoma County's more affordable cities. That makes it attractive for foreign buyers priced out of Healdsburg or Santa Rosa.
Short-term rental demand is real in this region. A foreign national buyer here could pursue a DSCR refinance later once the property has rental history.
Some lenders approve foreign nationals on a tourist visa. Requirements vary — a broker who knows this niche is essential.
Not always. Foreign bank statements are accepted by most foreign national lenders. A reference letter from your home bank helps.
Plan for 25-30% down. Some lenders go higher depending on your country of origin and asset profile.
Yes, if you pair this with a DSCR structure. Pure foreign national loans often qualify on assets alone.
30-45 days is typical. International document verification adds time — start early.
Yes. Foreign national loans carry a rate premium over conventional products. Rates vary by borrower profile and market conditions.