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Suisun City sits minutes from Travis Air Force Base. That makes VA loans one of the most-used loan programs in this market.
Active-duty members, veterans, and surviving spouses have a real edge here. Zero down payment in a competitive Solano County market matters.
0%
Down Payment
620
Typical Min Credit
None (full entitlement)
Loan Limit
None
Mortgage Insurance
30-45 days
Est. Close Time
VA Loans in Suisun City
You need a Certificate of Eligibility to use a VA loan. Most lenders also want a 620 credit score, though some go lower.
VA loans require a funding fee — unless you have a service-connected disability. That fee can be rolled into the loan.
Local decision guide
Use this guide to connect va loans eligibility, lender expectations, and local market factors before comparing payment options in Suisun City.
Suisun City sits minutes from Travis Air Force Base. That makes VA loans one of the most-used loan programs in this market.
Active-duty members, veterans, and surviving spouses have a real edge here. Zero down payment in a competitive Solano County market matters.
You need a Certificate of Eligibility to use a VA loan. Most lenders also want a 620 credit score, though some go lower.
Not every lender handles VA loans well. Some drag out the appraisal process or miss VA-specific guidelines entirely.
We work with 200+ wholesale lenders — including specialists in VA lending. That means faster closes and fewer surprises.
VA loans have no loan limit for full entitlement borrowers. If you've never used your VA benefit, you can borrow without a cap.
Sellers sometimes hesitate on VA offers due to appraisal requirements. A strong preapproval letter and experienced broker closes that gap.
FHA requires 3.5% down and monthly mortgage insurance. VA requires neither — if you qualify, it almost always wins.
Conventional loans reward high credit scores with better rates. But VA rates are typically competitive even for borrowers with average credit. Rates vary by borrower profile and market conditions.
Travis AFB is one of the largest air mobility bases in the country. The surrounding Suisun City market sees consistent VA loan volume year-round.
Solano County home prices are lower than the Bay Area core. That means VA buyers here can often purchase with no down and still find affordable monthly payments.
No. Any eligible veteran, active-duty member, or surviving spouse can use a VA loan here. You don't need a local military connection.
Borrowers with full VA entitlement have no loan limit. Reduced entitlement borrowers may face county-based limits.
Yes, but the condo project must be VA-approved. We can check approval status before you write an offer.
Typically 30-45 days. VA appraisals add time — choosing an experienced lender keeps the process on track.
It's a one-time fee charged by the VA to offset loan program costs. Veterans with service-connected disabilities are often exempt.
Yes. Once the prior loan is paid off and the property sold, your full entitlement is typically restored.