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Suisun City sits in Solano County, one of the Bay Area's more affordable entry points. That makes it a real target for foreign nationals buying US investment property.
Foreign national loans are non-QM products. That means lenders set their own rules — and those rules vary a lot across our 200+ wholesale partners.
25-35%
Min Down Payment
Not Required
US Credit Required
Up to $3M+
Loan Amounts
30-45 Days
Est. Close Time
Fixed & ARM Available
Rate Type
Foreign National Loans in Suisun City
No US credit history required. Lenders use foreign credit reports, bank references, or asset documentation instead.
Expect a minimum 25-30% down payment. Some lenders push that to 35% for non-warrantable properties or first-time US buyers.
Local decision guide
Use this guide to connect foreign national loans eligibility, lender expectations, and local market factors before comparing payment options in Suisun City.
Suisun City sits in Solano County, one of the Bay Area's more affordable entry points. That makes it a real target for foreign nationals buying US investment property.
Foreign national loans are non-QM products. That means lenders set their own rules — and those rules vary a lot across our 200+ wholesale partners.
No US credit history required. Lenders use foreign credit reports, bank references, or asset documentation instead.
Most retail banks won't touch foreign national loans. This is a wholesale-only product at most price points.
We shop this across portfolio lenders and private investors. The rate spread between lenders on these loans is wider than almost any other product we place.
The biggest deal-killer we see is incomplete foreign documentation. Get your bank reference letters apostilled before you apply.
Buyers from treaty countries sometimes qualify for better terms. Ask us which countries have favorable lender agreements before assuming worst-case pricing.
If you have an ITIN, you may qualify for ITIN loans — which often come with better rates than foreign national programs.
Buying a rental? A DSCR loan qualifies on property cash flow, not your personal income. That's sometimes a cleaner path for foreign investors in Suisun City.
Suisun City's waterfront district draws investors looking for stable rental demand near Travis Air Force Base. That tenant base helps with DSCR calculations too.
Solano County price points often fall within foreign national loan minimums. You're not forced into a jumbo product here the way you would be in San Francisco.
Yes. Foreign national programs accept foreign credit references or bank letters in place of US credit history.
Most lenders accept B1/B2, E, H, L, and O visas. Some programs have no visa requirement at all for pure foreign nationals.
Plan for 25-35% down. The exact amount depends on the lender, property type, and your documentation strength.
Yes. Many foreign national buyers here target rentals. A DSCR loan may also work and sometimes prices better.
Not always, but having one helps. Lenders want to verify you can close and cover reserves after funding.
Typically 30-45 days. Document translation and apostille processing are the most common causes of delays.