Question 1

Can I buy in Suisun City without a US credit score?

Accepted Answer

Yes. Foreign national programs accept foreign credit references or bank letters in place of US credit history.

Question 2

What visa types are accepted?

Accepted Answer

Most lenders accept B1/B2, E, H, L, and O visas. Some programs have no visa requirement at all for pure foreign nationals.

Question 3

How much do I need to put down?

Accepted Answer

Plan for 25-35% down. The exact amount depends on the lender, property type, and your documentation strength.

Question 4

Can I use this loan for a rental property in Suisun City?

Accepted Answer

Yes. Many foreign national buyers here target rentals. A DSCR loan may also work and sometimes prices better.

Question 5

Do I need a US bank account?

Accepted Answer

Not always, but having one helps. Lenders want to verify you can close and cover reserves after funding.

Question 6

How long does a foreign national loan take to close?

Accepted Answer

Typically 30-45 days. Document translation and apostille processing are the most common causes of delays.

Foreign National Loans in Suisun City, CA