Question 1

How fast can a hard money loan close in Rialto?

Accepted Answer

Many hard money deals close in 7–14 days. The key is having your property details and exit plan ready upfront.

Question 2

Do I need good credit for a hard money loan?

Accepted Answer

Credit matters less than the deal itself. Lenders focus on property value, ARV, and your equity contribution.

Question 3

What property types qualify in San Bernardino County?

Accepted Answer

Single-family, multi-family, and mixed-use properties all qualify. Some lenders also fund commercial and industrial assets.

Question 4

What's a typical hard money loan term?

Accepted Answer

Most terms run 6–24 months. These are short-term loans designed to bridge you to a permanent financing solution.

Question 5

Can I use hard money to fund a rehab in Rialto?

Accepted Answer

Yes. Many hard money programs include a rehab draw schedule. Funds are released in stages as work gets completed.

Question 6

How do hard money rates compare to conventional loans?

Accepted Answer

Hard money rates run higher than conventional. You're paying for speed and flexibility, not long-term financing. Rates vary by borrower profile and market conditions.

Hard Money Loans in Rialto, CA — Fast Capital for Investors