Question 1

Do I need a down payment for a VA loan in Buena Park?

Accepted Answer

No. Eligible borrowers with full entitlement put zero down. Orange County's high costs make this a major advantage.

Question 2

Is there a VA loan limit in Orange County?

Accepted Answer

Not for borrowers with full entitlement. You borrow based on what you qualify for, not a county cap.

Question 3

How do I get my Certificate of Eligibility?

Accepted Answer

You can pull it through the VA's eBenefits portal. We can also request it on your behalf during the loan process.

Question 4

Can I use a VA loan to buy a condo in Buena Park?

Accepted Answer

Yes, but the condo complex must be VA-approved. We check the VA's approval list before you make an offer.

Question 5

What credit score do VA lenders want?

Accepted Answer

Most wholesale lenders we work with want 620. A few go lower, but rates improve significantly above 680.

Question 6

Can I use my VA benefit more than once?

Accepted Answer

Yes. If you've paid off a prior VA loan or sold the home, your entitlement is typically restored. Rates vary by borrower profile and market conditions.

VA Loans in Buena Park: Zero Down for Those Who Served