Question 1

Is San Anselmo eligible for a USDA loan?

Accepted Answer

No. San Anselmo is not in a USDA-designated rural area. The property location disqualifies it before anything else.

Question 2

Can I use USDA anywhere in Marin County?

Accepted Answer

Virtually none of Marin County qualifies. Check the USDA eligibility map directly — but don't expect good news for this area.

Question 3

What zero-down options work in San Anselmo?

Accepted Answer

VA loans are the strongest zero-down option. CalHFA also provides down payment help for income-qualified buyers in California.

Question 4

Do income limits affect USDA eligibility here?

Accepted Answer

Yes. USDA sets household income limits by county. Marin County incomes frequently exceed those caps, adding a second barrier.

Question 5

What loan should I use instead of USDA in San Anselmo?

Accepted Answer

FHA, VA, or a conventional loan with down payment assistance will cover most buyers here. We'll match you to the right one.

Question 6

Does SRK CAPITAL offer USDA loans elsewhere in California?

Accepted Answer

Yes. We work with USDA-approved lenders for eligible counties. If you have a property in a qualifying area, we can help.

USDA Loans in San Anselmo: What You Need to Know