Question 1

How long does a bridge loan last?

Accepted Answer

Most bridge loans run 6 to 12 months. Some lenders extend to 24 months if needed.

Question 2

Do I need to sell my home first to qualify?

Accepted Answer

No. The whole point is to buy before you sell. Lenders qualify you based on equity, not the sale proceeds.

Question 3

What does a bridge loan cost in Marin County?

Accepted Answer

Rates run higher than conventional loans. Rates vary by borrower profile and market conditions — get a quote based on your equity and timeline.

Question 4

Can I use a bridge loan for a non-owner property?

Accepted Answer

Yes. Investors use bridge loans frequently. The exit strategy just needs to be clear — a sale, refinance, or lease-up.

Question 5

How fast can a bridge loan close in San Anselmo?

Accepted Answer

Wholesale bridge lenders can close in as few as 10–15 days. Speed depends on how quickly you provide documentation.

Question 6

What if my San Anselmo home doesn't sell in time?

Accepted Answer

Many bridge programs allow extensions. Discuss your worst-case timeline upfront — before you close, not after.

Bridge Loans in San Anselmo: Buy Before You Sell