Question 1

Can I use a VA loan to buy in Ross with no money down?

Accepted Answer

Yes, if you have full VA entitlement. No down payment is required regardless of purchase price in high-cost areas like Marin.

Question 2

Does Ross qualify for higher VA loan limits?

Accepted Answer

Marin County is a high-cost area. Veterans with full entitlement face no loan limit, giving you maximum flexibility here.

Question 3

Will sellers in Ross accept VA offers?

Accepted Answer

Some sellers hesitate due to VA appraisal requirements. A strong pre-approval and experienced broker help your offer stand out.

Question 4

Do I pay mortgage insurance on a VA loan?

Accepted Answer

No. VA loans never require monthly mortgage insurance. You pay a one-time funding fee, which can be rolled into the loan.

Question 5

How do I get my Certificate of Eligibility?

Accepted Answer

We pull it for most borrowers directly through the VA system. It typically takes minutes, not days.

VA Loans in Ross, CA — Zero Down in Marin County