Question 1

How fast can a Ross bridge loan close?

Accepted Answer

Seven to ten business days with clean title and appraisal. We've closed in five days when both properties were straightforward.

Question 2

What if my current home hasn't sold when the bridge loan matures?

Accepted Answer

Most lenders offer 6-month extensions at higher rates. You'll pay an extension fee plus increased interest, typically 1-2% higher.

Question 3

Can I get a bridge loan on a Ross property over $5 million?

Accepted Answer

Yes, we have lenders who fund up to $15M in combined exposure. Rate and terms depend on your equity position and exit strategy.

Question 4

Do bridge lenders require both properties to be in Marin?

Accepted Answer

No. I've closed deals where borrowers sold in San Francisco and bought in Ross. Geography matters less than equity and property quality.

Question 5

What happens if I can't make both mortgage payments during the bridge period?

Accepted Answer

Some lenders roll bridge payments into the loan balance. Others require interest-only payments, which keeps monthly costs manageable on short terms.

Bridge Loans in Ross: Fast Capital for Marin County's Premium Market