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Corte Madera sits in one of California's most expensive counties. Marin home prices push most buyers toward jumbo financing — but VA-eligible borrowers have a real edge here.
VA loans carry no down payment requirement and no private mortgage insurance. That combination is rare and valuable in a market like this.
620
Typical Min Credit Score
0%
Down Payment Required
None
PMI Required
2.15%
VA Funding Fee (1st Use)
21–30 Days
Typical Close Time
VA Loans in Corte Madera
You need a Certificate of Eligibility from the VA. Most lenders also want a 620 credit score, though some go lower depending on the full file.
VA loans require a funding fee — typically 2.15% for first use with no down payment. Disabled veterans are often exempt. Rates vary by borrower profile and market conditions.
Local decision guide
Use this guide to connect va loans eligibility, lender expectations, and local market factors before comparing payment options in Corte Madera.
Corte Madera sits in one of California's most expensive counties. Marin home prices push most buyers toward jumbo financing — but VA-eligible borrowers have a real edge here.
VA loans carry no down payment requirement and no private mortgage insurance. That combination is rare and valuable in a market like this.
You need a Certificate of Eligibility from the VA. Most lenders also want a 620 credit score, though some go lower depending on the full file.
Not every lender handles VA loans well. Some big banks process them slowly or add overlays — extra requirements beyond VA guidelines — that kill deals.
At SRK CAPITAL, we shop VA loans across 200+ wholesale lenders. We find the ones who move fast and don't add unnecessary overlays.
VA appraisals follow strict Minimum Property Requirements. Older Corte Madera homes sometimes have deferred maintenance that triggers issues. Know this before you write an offer.
Sellers occasionally resist VA offers — a misconception that they're harder to close. We help structure offers that address those concerns without costing you money.
Conventional loans need at least 3-5% down. At Marin prices, that's a large sum of cash out of pocket before you close.
FHA requires 3.5% down and charges mortgage insurance for the loan's life in most cases. VA has neither. If you're eligible, VA almost always wins on cost.
Corte Madera's proximity to the bay and older housing stock means VA appraisers look closely at drainage, seismic retrofitting, and roof condition. Budget for that before submitting an offer.
Marin County has a tight inventory. Closing fast matters. We work with VA lenders who can commit to timelines that keep your offer competitive.
Yes — eligible borrowers with full entitlement have no VA loan limit and no down payment requirement. You still pay closing costs, though some can be negotiated with the seller.
The VA requires homes to be safe, sound, and sanitary. Older Marin homes sometimes need repairs before a VA appraisal will clear them.
Some sellers have concerns, but a well-structured offer from a pre-approved VA buyer closes at the same rate as conventional. Offer presentation matters.
Borrowers with full entitlement have no VA loan limit as of 2020. If you have remaining entitlement from a prior VA loan, limits may apply.
Typically 2.15% of the loan amount with no down payment on first use. Disabled veterans with service-connected ratings are often exempt.
VA loans with the right lender close in 21-30 days. The VA appraisal is often the variable — Marin County appraisers can have tight schedules.