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Corte Madera sits in Marin County — one of the most desirable addresses in Northern California. Foreign buyers are drawn here for exactly that reason.
This is not a starter-home market. Buyers without US credit history need lenders who understand foreign national deals, not ones who treat them as exceptions.
30–40%
Min Down Payment
No
US Credit Required
12+ months
Cash Reserves
30–45 days
Est. Close Time
Non-QM
Loan Type
Foreign National Loans in Corte Madera
No Social Security number required. Lenders use your foreign passport and visa documentation to establish identity.
Expect a minimum 30% down payment. Some lenders require 35-40% depending on your country of origin and visa type.
Local decision guide
Use this guide to connect foreign national loans eligibility, lender expectations, and local market factors before comparing payment options in Corte Madera.
Corte Madera sits in Marin County — one of the most desirable addresses in Northern California. Foreign buyers are drawn here for exactly that reason.
This is not a starter-home market. Buyers without US credit history need lenders who understand foreign national deals, not ones who treat them as exceptions.
No Social Security number required. Lenders use your foreign passport and visa documentation to establish identity.
Foreign national loans live in the non-QM space. Only a fraction of lenders offer them — and guidelines vary significantly between those that do.
We work with 200+ wholesale lenders. That matters here. Rate and term differences across foreign national programs can be substantial. Rates vary by borrower profile and market conditions.
The biggest mistake foreign national buyers make is starting with their home-country bank's US branch. Those programs are restrictive and expensive.
Documentation is the make-or-break factor. Get your foreign bank statements translated and ready. Lenders want 3-6 months, sometimes more.
If you have an ITIN number, an ITIN loan may give you better rates than a foreign national program. It's worth checking both.
DSCR loans are another option if you're buying as an investment. Income from the property — not your personal income — drives qualification.
Corte Madera properties move fast. Foreign buyers need pre-approval letters that sellers and agents recognize as credible — not conditional or vague.
Marin County title and escrow companies handle international transactions regularly. That helps. Having an experienced broker keeps the process on track.
Yes. Foreign national programs don't require US credit history. Lenders use alternative documentation like foreign bank statements instead.
Most investor and tourist visas qualify. B-1, B-2, and many others work. Your visa type may affect which lenders will approve you.
Plan for at least 30%. Some lenders require 35-40% depending on your profile and country of residence.
Yes. Foreign national programs accept foreign income documentation. Bank statements are the most common method lenders use.
Both work. Some foreign national programs allow rentals. If income from the property is your primary qualifier, a DSCR loan may fit better.
Expect 30-45 days. Document translation and international wire verification add time. Start the process early.