Question 1

Can I use an LLC to buy an investment property in Woodland?

Accepted Answer

Yes. Most non-QM investor lenders allow LLC ownership. Some even prefer it. Rates vary by borrower profile and market conditions.

Question 2

What credit score do I need for a DSCR loan?

Accepted Answer

Most DSCR lenders want a 620–660 minimum. Higher scores get better pricing. Rates vary by borrower profile and market conditions.

Question 3

How much do I need to put down on a Woodland investment property?

Accepted Answer

Plan for 20–25% down on most investor loan programs. Some lenders require more depending on property type and credit.

Question 4

Can I finance a fix-and-flip in Woodland with an investor loan?

Accepted Answer

Yes. Hard money and bridge loans are the fastest options for fix-and-flip. DSCR loans are better suited for stabilized rentals.

Question 5

Do investor loans require me to show personal income?

Accepted Answer

Not on most non-QM programs. DSCR loans qualify based on the property's rent income, not your personal tax returns.

Question 6

How many investment properties can I finance at once?

Accepted Answer

Non-QM investor loans have no set limit on financed properties. That's a key advantage over conventional investor financing.

Investor Loans in Woodland, CA — Built for Real Estate Investors