Question 1

Can I buy in Fillmore without a US visa?

Accepted Answer

Some programs allow buyers on tourist visas. Terms are stricter and down payment requirements increase. Ask us about your specific visa situation.

Question 2

Do I need a US bank account to qualify?

Accepted Answer

No. Foreign bank statements work for most programs. Certified translation is required. Funds must be wired through a verified institution.

Question 3

Can I buy Fillmore property as an investment?

Accepted Answer

Yes. Foreign nationals can purchase rental property. A DSCR loan may be a cleaner fit if the property generates rental income.

Question 4

How long does closing take on a foreign national loan?

Accepted Answer

Expect 30-45 days minimum. Document translation and international wire transfers add time. Start your paperwork before you make an offer.

Question 5

What property types qualify in Fillmore?

Accepted Answer

Standard single-family homes qualify on most programs. Agricultural land with a residential structure may require a portfolio lender.

Foreign National Loans in Fillmore, CA