Question 1

Do I need to show income to qualify for an investor loan in Tulare?

Accepted Answer

Not with a DSCR loan. The property's rental income qualifies you — not your personal tax returns.

Question 2

What credit score do investor lenders typically require?

Accepted Answer

Most wholesale lenders want 620 or higher. Better scores get better rates. Rates vary by borrower profile and market conditions.

Question 3

Can I finance a fix-and-flip in Tulare with a non-QM loan?

Accepted Answer

Yes. Hard money or bridge loans are built for that. They close fast and don't require stabilized rental income.

Question 4

How much do I need to put down on an investment property?

Accepted Answer

Most investor loan programs require 20-25% down. Some niche products allow less, but expect higher rates.

Question 5

Is Tulare a good market for DSCR loans?

Accepted Answer

Lower purchase prices help your DSCR ratio. If rents cover the payment, most DSCR lenders will look at the deal.

Question 6

How is SRK CAPITAL different from going to a bank for an investor loan?

Accepted Answer

Banks offer one product set. We shop 200+ wholesale lenders to find the program that actually fits your deal.

Investor Loans in Tulare, CA — Built for Real Estate Returns