Question 1

How long does a bridge loan last?

Accepted Answer

Most bridge loans run 6 to 12 months. Some lenders offer up to 24 months depending on your situation.

Question 2

Do I need to sell my home first?

Accepted Answer

No — that's the point. The bridge loan covers your new purchase while your current home is still on the market.

Question 3

What happens if my home doesn't sell in time?

Accepted Answer

You'll need a plan. Some lenders allow extensions. Others may require refinancing into a longer-term product.

Question 4

Are bridge loan rates higher than conventional rates?

Accepted Answer

Yes. Bridge loans carry higher rates than conventional mortgages. Rates vary by borrower profile and market conditions.

Question 5

Can I use a bridge loan for a non-owner-occupied property?

Accepted Answer

Yes. Bridge loans work for investment properties too. Lender requirements will differ from owner-occupied scenarios.

Question 6

Does SRK CAPITAL offer bridge loans in Windsor?

Accepted Answer

Yes. We work with wholesale lenders who specialize in bridge financing across Sonoma County. Call us to review your options.

Bridge Loans in Windsor, CA — Buy Before You Sell