Question 1

Can I buy a Cloverdale vacation home as a foreign national?

Accepted Answer

Yes. Most foreign national programs allow vacation home purchases. Expect a larger down payment than a primary residence loan.

Question 2

Do I need a US bank account to qualify?

Accepted Answer

Not always. Many lenders accept foreign bank statements. Having a US account does simplify the process significantly.

Question 3

Can I buy a vineyard property with a foreign national loan?

Accepted Answer

It depends on the zoning and acreage. Agricultural parcels are trickier. Some lenders won't touch them — others will with the right down payment.

Question 4

How long does a foreign national loan take to close?

Accepted Answer

Plan for 45-60 days minimum. Document translation and international fund verification add time to the process.

Question 5

What visa types are accepted for foreign national loans?

Accepted Answer

Most visa types are accepted. B-1, B-2, and tourist visas qualify. Your visa status affects which lenders will work with you.

Foreign National Loans in Cloverdale, CA