Question 1

How fast can a hard money loan close in Vacaville?

Accepted Answer

Many hard money deals close in 7-14 days. Speed depends on the lender and how quickly you provide property details.

Question 2

Do hard money lenders check credit scores?

Accepted Answer

Some do, some don't. Most care more about the deal than your score. A strong property can offset weak credit.

Question 3

Can I use hard money to buy a rental property?

Accepted Answer

Yes, but hard money is short-term. Most investors refinance into a DSCR loan once the property stabilizes.

Question 4

What properties qualify for hard money in Solano County?

Accepted Answer

Most lenders fund single-family, multi-family, and mixed-use properties. Vacant land is harder to finance this way.

Question 5

What happens if I can't repay on time?

Accepted Answer

The lender can foreclose. Hard money terms are strict — you need a solid exit strategy before you close.

Hard Money Loans in Vacaville, CA