Question 1

How fast can a hard money loan close in Rio Vista?

Accepted Answer

Many hard money deals close in 7–14 days. Speed depends on the lender and how clean your deal package is.

Question 2

What property types qualify in Solano County?

Accepted Answer

Most residential and mixed-use investment properties qualify. Lenders focus on collateral value, not property type.

Question 3

Do I need good credit for a hard money loan?

Accepted Answer

Credit matters less here than the deal. Lenders care most about LTV and your exit plan.

Question 4

What is the typical loan term for hard money?

Accepted Answer

Terms usually run 6–24 months. These are short-term loans designed for quick turnarounds, not long holds.

Question 5

Can I use hard money to fund renovation costs too?

Accepted Answer

Yes. Many lenders will fund acquisition and rehab together. Draw schedules are common for renovation budgets.

Question 6

How does a broker help with hard money loans?

Accepted Answer

A broker shops multiple private lenders at once. That means better rates and terms than calling lenders cold.

Hard Money Loans in Rio Vista, CA