Question 1

Can I get a foreign national loan in Dixon without a US credit score?

Accepted Answer

Yes. Lenders use foreign credit reports or simply don't require credit scores. Your down payment and income documentation matter more.

Question 2

What down payment do I need as a foreign national buying in Dixon?

Accepted Answer

Expect 30-40% down. The larger your down payment, the better your rate and the more lenders compete for your deal.

Question 3

How long does foreign national loan approval take in Solano County?

Accepted Answer

Plan for 45-60 days. International document verification and foreign bank wire transfers add time to standard timelines.

Question 4

Do I need a US bank account to buy property in Dixon?

Accepted Answer

Yes. You'll need a US account for closing costs and ongoing mortgage payments. Set this up before starting your purchase.

Question 5

Can I rent out a Dixon property purchased with a foreign national loan?

Accepted Answer

Yes. Foreign national loans work for investment properties. In fact, you cannot use these loans for primary residences.

Foreign National Loans in Dixon: Property Purchase Without US Citizenship or Residency