Question 1

Is Weed, CA eligible for USDA loans?

Accepted Answer

Yes. Weed qualifies as a USDA-eligible rural area. Confirm eligibility for your specific address on the USDA property eligibility map.

Question 2

What's the income limit for USDA loans in Siskiyou County?

Accepted Answer

USDA income limits vary by household size and county. Check the current limit for Siskiyou County on the USDA income eligibility site.

Question 3

Do I need a down payment for a USDA loan in Weed?

Accepted Answer

No. USDA Guaranteed loans require zero down payment. You may still need funds for closing costs unless the seller covers them.

Question 4

How long does a USDA loan take to close in a rural area?

Accepted Answer

Plan for 30-45 days minimum. Rural appraisals and USDA file reviews can add time compared to conventional closings.

Question 5

Can I use USDA to buy a fixer-upper in Weed?

Accepted Answer

The home must meet USDA's minimum property standards at closing. Major repairs needed upfront may disqualify the property.

Question 6

What credit score do I need for a USDA loan?

Accepted Answer

Most lenders require a 640 score for automated approval. Below that, manual underwriting applies and approval gets harder.

USDA Loans in Weed, CA — Zero Down in Rural Siskiyou