Question 1

Can I buy property in Fort Jones without a US visa?

Accepted Answer

Most lenders require a valid visa or documentation of legal entry. Program eligibility depends on visa type and lender guidelines.

Question 2

Do I need a US credit score to qualify?

Accepted Answer

Not always. Some lenders accept international credit reports. Others rely on bank statements and asset reserves instead.

Question 3

How much do I need to put down as a foreign national?

Accepted Answer

Most programs start at 25-30% down. Rates vary by borrower profile and market conditions.

Question 4

Will lenders finance rural property in Siskiyou County?

Accepted Answer

Some will, but not all. Rural and agricultural properties face tighter scrutiny. Lender selection matters here.

Question 5

What documents do foreign national borrowers typically need?

Accepted Answer

Passport, visa, foreign bank statements, and proof of assets are standard. Translated documents are often required.

Question 6

Is a Foreign National loan the same as an ITIN loan?

Accepted Answer

No. ITIN loans require a US taxpayer ID. Foreign National loans are for buyers without any US tax identification.

Foreign National Loans in Fort Jones, CA