Question 1

Do VA loans have a maximum loan amount in Poway?

Accepted Answer

Eligible veterans with full entitlement have no VA loan limit. You still need to qualify based on income and credit.

Question 2

Can I use a VA loan more than once?

Accepted Answer

Yes. You can reuse VA benefits after paying off a prior VA loan or in some cases simultaneously. Entitlement restoration rules apply.

Question 3

Does the VA fund fee apply to every buyer?

Accepted Answer

No. Veterans receiving service-connected disability compensation are typically exempt. Confirm your status before closing.

Question 4

Are sellers in Poway willing to accept VA offers?

Accepted Answer

Most are. Working with an experienced agent and a broker who can document your strength as a borrower helps close that gap.

Question 5

How long does a VA loan take to close in San Diego County?

Accepted Answer

Typically 30 to 45 days. Lenders experienced with VA files tend to close on the faster end of that range.

VA Loans in Poway: Zero Down for Those Who Served