Question 1

How fast can a hard money loan close in Rancho Cucamonga?

Accepted Answer

Most hard money lenders can close in 7-14 days. Have your property details and exit strategy ready to move that fast.

Question 2

Do I need good credit to get a hard money loan?

Accepted Answer

Credit is not the primary factor. Lenders focus on the property value and your equity position in the deal.

Question 3

What loan-to-value can I expect on a hard money loan?

Accepted Answer

Most lenders cap at 60-70% LTV. Higher leverage is rare and usually comes with significantly higher rates.

Question 4

Can I use hard money to buy and renovate a property?

Accepted Answer

Yes. Many hard money lenders offer rehab draws built into the loan. You fund repairs in stages as work is completed.

Question 5

How long are hard money loan terms?

Accepted Answer

Terms typically run 6 to 24 months. These are short-term loans — you refinance or sell before the term ends.

Question 6

How does SRK CAPITAL help with hard money loans?

Accepted Answer

SRK CAPITAL shops your deal across 200+ lenders, including private and hard money sources active in San Bernardino County.

Hard Money Loans in Rancho Cucamonga