Question 1

How long does a bridge loan last?

Accepted Answer

Most bridge loans run 6 to 12 months. Some lenders offer extensions if your property hasn't sold yet — expect added fees.

Question 2

Do I need to sell my home first?

Accepted Answer

No. That's the point. You buy the new property now and repay the bridge loan when your current home sells.

Question 3

Are bridge loan rates higher than conventional rates?

Accepted Answer

Yes, meaningfully higher. These are short-term private products. Rates vary by borrower profile and market conditions.

Question 4

Can I get a bridge loan on a rural property in San Benito County?

Accepted Answer

Yes. Lender appetite varies, but rural and semi-rural properties in San Benito County are eligible with the right lender match.

Question 5

What's the biggest risk with a bridge loan?

Accepted Answer

Your departing property taking longer to sell than expected. That's why your exit strategy and listing price matter most.

Question 6

Can SRK CAPITAL shop multiple bridge lenders for me?

Accepted Answer

Yes. We have access to 200+ wholesale lenders including private bridge specialists. We match you to the best fit, not just one option.

Bridge Loans in San Juan Bautista, CA