Question 1

Can I get a foreign national loan with a tourist visa?

Accepted Answer

Most lenders require B1/B2 visa minimum. Some accept tourist visas with 40%+ down. Student and work visas also qualify with proper documentation.

Question 2

Do I need a US bank account before applying?

Accepted Answer

No, you can open one during the loan process. Many lenders accept wire transfers directly from foreign accounts for down payment and closing costs.

Question 3

What documentation proves my foreign income?

Accepted Answer

Bank statements showing deposits work for most lenders. Some accept employment letters or tax documents from your home country translated to English.

Question 4

Can I rent out my La Quinta property?

Accepted Answer

Yes, foreign national loans allow investment properties. Rental income doesn't factor into approval since these loans focus on down payment and assets.

Question 5

How much higher are foreign national loan rates?

Accepted Answer

Expect 1.5-2.5% above conventional rates. Shopping across our lender network finds the best pricing for your specific visa type and down payment.

Foreign National Loans in La Quinta — Finance Desert Property Without US Credit