Question 1

How fast can a hard money loan close in Roseville?

Accepted Answer

Most hard money loans close in 7–14 days. Some lenders move faster on straightforward deals with clean title.

Question 2

What credit score do I need for hard money?

Accepted Answer

Many lenders approve at 600 or below. The deal and property value carry more weight than your credit profile.

Question 3

What's a typical hard money loan term?

Accepted Answer

Terms run 6–24 months. Most investors use 12 months and refinance into a DSCR or conventional loan at exit.

Question 4

Are hard money rates higher than conventional rates?

Accepted Answer

Yes. Rates are higher because these loans are short-term and asset-based. Rates vary by borrower profile and market conditions.

Question 5

Can I use hard money for a Roseville rental property?

Accepted Answer

You can acquire it with hard money, but you'll want to refinance into a DSCR loan once it's stabilized and rented.

Question 6

Does SRK CAPITAL broker hard money loans?

Accepted Answer

Yes. We work with private lenders and hard money funds across California. We match your deal to the right lender.

Hard Money Loans in Roseville, CA — Fast Capital for Real Estate Investors