Question 1

Do I need a down payment for a VA loan in Tustin?

Accepted Answer

No. Eligible borrowers can finance 100% of the purchase price. That's one of the core benefits of VA financing.

Question 2

Can I use a VA loan to buy a condo in Tustin Legacy?

Accepted Answer

Only if the condo complex is VA-approved. We check approval status before you go under contract.

Question 3

What is the VA funding fee and can I avoid it?

Accepted Answer

It's a one-time fee typically rolled into the loan. Veterans with a service-connected disability rating are fully exempt.

Question 4

How does VA compare to FHA for Tustin buyers?

Accepted Answer

VA has no monthly mortgage insurance. FHA does. Over a 30-year loan, that difference adds up to tens of thousands of dollars.

Question 5

Is there a loan limit for VA loans in Orange County?

Accepted Answer

VA eliminated standard loan limits for borrowers with full entitlement. You can borrow what you qualify for income-wise, with no county cap.

Question 6

How long does a VA loan take to close in Tustin?

Accepted Answer

Typically 21-30 days with an experienced VA lender. Appraisal turnaround is the main variable — we order it fast.

VA Loans in Tustin, CA — Zero Down for Those Who Served