Question 1

How long does a bridge loan last in Anaheim?

Accepted Answer

Most bridge loans run 6 to 12 months. Some lenders extend to 24 months if the exit strategy is strong.

Question 2

Do I need to sell my home first to qualify?

Accepted Answer

No. The bridge loan is designed for buying before you sell. Your departing property secures the loan.

Question 3

Can I use a bridge loan for an investment property in Anaheim?

Accepted Answer

Yes. Bridge loans work for both primary residences and investment properties. Lender terms differ by property type.

Question 4

What credit score do I need for a bridge loan?

Accepted Answer

There is no hard minimum — equity matters more. That said, most lenders want to see at least a 620 score.

Question 5

How fast can a bridge loan close in Orange County?

Accepted Answer

Private lenders can close in 7–14 days in many cases. That speed is a core reason borrowers choose bridge over conventional.

Question 6

What happens if my Anaheim home doesn't sell in time?

Accepted Answer

Talk to your lender upfront about extension options. Many offer 3–6 month extensions, sometimes with a fee.

Bridge Loans in Anaheim, CA — Buy Before You Sell