Question 1

Can I buy in Belvedere without a US credit score?

Accepted Answer

Yes. Foreign national loans don't require US credit history. Lenders use foreign bank statements and asset documentation instead.

Question 2

What visa types qualify for a foreign national loan?

Accepted Answer

Most non-immigrant visas qualify, including B1/B2, E, L, and H visas. Requirements vary by lender — we match you to the right one.

Question 3

How much do I need to put down in Belvedere?

Accepted Answer

Plan for 30-40% down. Belvedere price points are high, so reserve cash well beyond the down payment for closing costs.

Question 4

How long does a foreign national loan take to close?

Accepted Answer

Typically 45-60 days. Document translation and international wire transfers add time — start the process early.

Question 5

Can I rent out the Belvedere property after purchase?

Accepted Answer

Yes. A DSCR loan may actually be a better fit if rental income is the goal. We can run both scenarios side by side.

Question 6

Do I need a US bank account to close?

Accepted Answer

Many lenders require one. Open a US account as early as possible — it prevents last-minute closing delays.

Foreign National Loans in Belvedere, CA