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Westlake Village sits at the edge of LA and Ventura County — a pocket where properties move fast and investors compete hard.
Hard money loans are asset-based. The property's value drives approval, not your tax returns or W-2s.
6–24 months
Typical Loan Term
65–70%
Max LTV
Asset-based, varies
Rate Type
Usually none
Income Docs Required
As fast as 7 days
Time to Close
Hard Money Loans in Westlake Village
Most hard money lenders want 60-70% loan-to-value (LTV). That means you bring real equity or a solid down payment.
Credit score matters less here. Lenders care about the deal — the asset, the exit strategy, and your experience.
Local decision guide
Use this guide to connect hard money loans eligibility, lender expectations, and local market factors before comparing payment options in Westlake Village.
Westlake Village sits at the edge of LA and Ventura County — a pocket where properties move fast and investors compete hard.
Hard money loans are asset-based. The property's value drives approval, not your tax returns or W-2s.
Most hard money lenders want 60-70% loan-to-value (LTV). That means you bring real equity or a solid down payment.
Hard money lenders are not banks. They're private funds, family offices, and specialty non-QM shops.
At SRK CAPITAL, we work with 200+ wholesale lenders — including hard money sources that most borrowers never find on their own.
The deals that win in Westlake Village close fast. Hard money gives investors cash-offer speed with financed leverage.
Always know your exit before you borrow. Refinance into a DSCR loan or sell — lenders want to hear a clear plan.
DSCR loans offer longer terms and lower rates — but they take weeks. Hard money closes when the deal can't wait.
Bridge loans are close cousins. The difference is usually term length and whether rehab draws are built into the structure.
Westlake Village properties skew high-end. Hard money lenders active in this zip need experience with luxury asset values.
LA County hard money deals often involve quick flips or bridge-to-rental plays. Both strategies work — if the numbers pencil.
Many hard money deals close in 7-14 days. Speed depends on how clean your deal is and how fast appraisal moves.
Credit is not the main factor. Lenders focus on the property's value and your exit strategy.
Most hard money loans run 6-24 months. They're short by design — built for flips or bridge situations, not long holds.
Yes. Many hard money products include rehab draws. You borrow in stages as renovation milestones are completed.
We match your deal to lenders who actively fund in LA County. Terms, rates, and draw structures vary — we shop them all.
You sell or refinance. Most investors exit into a DSCR loan or conventional product once the property stabilizes.