Question 1

Can I use a VA loan multiple times in Lawndale?

Accepted Answer

Yes, your VA entitlement restores after you sell and pay off the previous VA loan. You can also buy again with remaining entitlement while still owning another VA-financed property.

Question 2

Do Lawndale sellers accept VA loan offers?

Accepted Answer

Most do, especially when you're pre-approved and waiving appraisal contingencies on price. Sellers reject VA offers mainly when they don't understand them or you're working with a slow lender.

Question 3

What's the funding fee on a zero-down Lawndale purchase?

Accepted Answer

2.3% for first-time VA loan use, 3.6% for subsequent use. On a $700,000 home that's $16,100 or $25,200, typically rolled into the loan amount.

Question 4

Can I buy a fixer-upper with a VA loan?

Accepted Answer

Only if it meets minimum property requirements at closing. Major repairs must be completed before funding, though VA renovation loans exist for bigger projects.

Question 5

How long does VA loan approval take in Lawndale?

Accepted Answer

21-25 days with lenders who specialize in VA loans. Inexperienced lenders stretch that to 35-45 days, which weakens your offer competitiveness.

VA Loans in Lawndale: Zero Down for Service Members