Question 1

What's the VA loan limit in La Cañada Flintridge?

Accepted Answer

No cap exists for veterans with full entitlement. Lenders set their own maximums. We access jumbo VA lenders who close loans above $2 million in LA County with zero down.

Question 2

Can I use a VA loan on a fixer-upper here?

Accepted Answer

Only if repairs are minor. VA requires homes to be move-in ready with working systems. Major renovations require a VA renovation loan with different underwriting.

Question 3

Do sellers in La Cañada Flintridge accept VA offers?

Accepted Answer

Yes, when backed by strong pre-approval. Agents want proof your lender closes jumbo VA loans. We provide letters citing our wholesale lender relationships and close timeline.

Question 4

How does the VA funding fee work on million-dollar loans?

Accepted Answer

2.3% for first-time use with zero down. Disabled veterans pay nothing. On a $1.5 million purchase, that's $34,500 rolled into the loan or waived entirely for those with disability ratings.

Question 5

What credit score do I need for jumbo VA in this area?

Accepted Answer

Most jumbo VA lenders want 660+ for loans above $1 million. Higher credit gets better rates. Veterans with 720+ scores access the best pricing tiers.

VA Loans in La Cañada Flintridge — Zero Down on Million-Dollar Homes