Question 1

Can I use a VA loan on a condo in Industry or nearby cities?

Accepted Answer

Yes, but the condo complex must be VA-approved. We check approval status before you make an offer to avoid wasted time.

Question 2

Do VA loans work for investment properties in Industry's commercial zones?

Accepted Answer

No, VA loans require owner occupancy. You must live in the property as your primary residence for at least 12 months after closing.

Question 3

How does the VA funding fee affect my loan amount?

Accepted Answer

The 2.3% fee rolls into your mortgage. On a $500K purchase, that adds $11,500 to your loan balance but requires no cash upfront.

Question 4

What if I want to buy above LA County's VA loan limit?

Accepted Answer

You can still use VA benefits. You'll need a down payment covering 25% of the amount above $1,249,125 to avoid jumbo rates.

Question 5

Why do some sellers reject VA offers in this area?

Accepted Answer

Outdated concerns about appraisals and repairs. A pre-qualified VA buyer with a solid lender closes as reliably as conventional financing today.

VA Loans in Industry, CA: Zero Down for Military Buyers in LA County's Industrial Hub